This Beaux Arts-style office building was constructed ca. 1916 by Jacob William Fehl, a local insurance executive / real-estate investor. He previously had been a business associate of Hager Brothers Store and the J. B. Martin Store.
Jacob Fehl had purchased this site from B. Frank Eshleman in 1908. In 1916 he sold the building to a new bank he helped create, the Agricultural Trust Company. Jacob Fehl was bank president, Christian F. Sauder was vice-president, and Charles D. Zell was treasurer. The bank occupied the first floor, with rental office space above.
The building has a cut-stone façade, with brick sides . The cornice is decorated with modillions and dentils, above a swagged frieze, all capped with a stone balustrade. Entry pillars support a balcony pediment.